What you need to know to start slashing your debt in half within the next 12 months:

Is it really possible to reduce your monthly commitment by half in the next 12 months?

Feeling exhausted from working hard every month

Just to watch your money disappear due to loans and debts? It's frustrating, right?
Living like this can make life feel like a never-ending struggle
But guess what?

There's hope! You can start cutting your debt in half within a year.

Learn More

Most Malaysian don't have savings because of high monthly commitment

Due to lack of financial information and knowledge, all income goes to paying monthly loans and debts 

Many people find themselves in a situation where they're constantly paying off debts each month, leaving little to no room for saving or enjoying their hard-earned money.
This often happens due to a lack of understanding about personal finance and how to manage debts effectively.

Without the right knowledge and information, you may be trapped in a cycle where your entire salary goes towards covering monthly debt payments.

Here is what happen when you follow these guideline

Meet our client, Haziq Rosman
Haziq Rosman using our unfair advantage strategies and able to pay of his debt. Not only his monthly commitment reduce from RM3000 to RM1500, his passive income increase from RM500 to RM3000 per month.  
Meet our client, Noradila Azmi
Noradila Azmi use property that she bought and settle her personal loan and 2 car loan within 2 years.
On top of that, she now has 6 figures of cash savings. 
Meet our client, Tarmizi
Tarmizi manage to wipe off RM 350,000 bad debt and able to take back his 500g of gold bar from pawn
Meet our client, Kartini
Fully paid off a car loan and father's debts that have been able to make her father saves RM2000 monthly

The reason why Haziq, Kartini, Noradila and Tarmizi manage to reduce their commitment is because they understand the 3 secrets below. 

Understand Good Debt vs Bad Debt

With every good debt that the 1% takes on, our income goes up

Concept of Debt Swap and Debt Stretch

Understand this concept that can be a powerful tool for consolidating debt and reducing your overall financial burden

Using OPM (Other's People Money)

Learn how to buy the right property to ensure that your monthly installment paid by other people
Lets learn how Haziq, Noradila, Tarmizi and Kartini reduce their debt and improve cashflow
Learn How

AsFeaturedIn

The first important thing:

Understand what is good debt vs bad debt

Bad debt
When your monthly rental exceeds the property's monthly installment by 50%, it is advisable to buy a property.

Every RM100,000 bad debt you make will cost you a minimum of RM150,000. 
Good debt
When your monthly rental is 50% less than the property's monthly installment, it is recommended to continue renting.

Every RM100,000 good debt you make will make you over RM300,000 over time.

Not all debt is created equal.

Bad debt drains your wealth month after month, while good debt has the potential to increase your net worth over time.

Learn to distinguish between the two and leverage good debt to your advantage.
Different types of debt come with varying interest rates.

By understanding the differences, you can prioritize paying off high-interest debt first, saving you money in the long run.

Lets continue and dive into how can youreduce your debtby using this2 strategies

Understand Debt Swap and Debt Stretch

This is an ilustration on how can you reduce your monthly commitment using debt swap and debt stretch
When you have a unfair advantage of good property deals that offer cashback incentives and positive cash flow, it can be a powerful tool for consolidating debt and reducing your overall financial burden

But.. Is There Any Good Property Deals?

Look at the property deals that we have as of today, these price advantage
you wont find anywhere else
Property Deal 1
RM100,000 Cashback

  • Nearby MRT and a mall

  • Completed property

  • Commission earner, foreign income, and business owner friendly

  • Starts from only RM480,000

Property Deal 2
Property Price Below RM290K

  • RM300 positive cashflow at best case scenario with up to RM120K cashback

  • Up to RM70K cashback with RM500 positive cashflow at the best-case scenario

  • Positive cash flow in the range of RM300 - RM900 excludes principle for the worst and best case scenario

Property Deal 3
Below RM400,000 In Dutamas Or Mont Kiara

  • RM120,000 cheaper.

  • Lowest price below RM400,000 per unit

  • Most two-bedroom units in this area are selling at an average of RM750,000, so we are purchasing at nearly a 50% discount. This is even cheaper than an auction!

With unfair advantage you can buy property and pay off all your bad debts

Here is what will you get when you have 'Unfair Advantage'
You can let other people pay

Let other people pay your mortgage by using OPM Strategy (Other People's Money)

You can Buy Cheaper Properties

Buy Cheaper Properties than most people, and buy without capital

You can buy better properties

Buy better properties than most people

You can Get a discount

Buy property at a 30%-70% discount

You can improve your cashflow

Improve your cashflow from the rental that you get

With our carefully curated selection of properties,
you can leverage these advantages to pay off existing debt while building long-term wealth.

Now, lets learn how to make sure you can useOPM strategyto pay your monthly installment

OPM (Other's People Money)

How to Ensure You Don't Lose Money When Buying Property

Can Stay

Conveniently situated in proximity to your key points of interest, including work, family, and social activities.

Can Rent

Rental transaction for that property can cover a minimum of 70% of your monthly installments

Can Sell

Make sure you buy that property at the cheapest and you don't overpay

Make sure the property that you buy meet this 3 criteria.

This will enable you to have multiple plans and alleviating concerns about making a long-term commitment.

How to make sure your property will always get tenanted? : Click here

That's it!

We have shared with you a guideline on when should you buy vs renting, how much cost will it take for you to buy a property, and how to buy property that will not lose money. 

Here are the summary :

Understand Good Debt vs Bad Debt

With every good debt that the 1% takes on, our income goes up

Understand Debt Swap and Debt Stretch

Understand this concept that can be a powerful tool for consolidating debt and reducing your overall financial burden

Using OPM (Other's People Money)

Learn how to buy the right property to ensure that your monthly installment paid by other people
Wait... there's more. We have a bonus for you...
I Want the bonus

Get quick consultation from us worth RM199 on how you can reduce your monthly commitment by half :Fill in this form

We'll send a quick consultation on how can we help you increase cash savings in the next 12 month.
You will also get updates, freebies and more tips on how to reduce your monthly commitment

Be smart. Take action today.

Want to browse for more? Pick other goals here
Reduce your monthly commitment by half
Get 5 to 6 figures cash in 12 months
Get below market value property deals
Buy property that will not loose money (First house purchase)