This is a guideline for those who want to decide whether to buy a property or continue renting.
The ultimate guide for first home-buyers
WHEN YOU SHOULD RENT? WHEN YOU SHOULD BUY?
Paying high rent and watching your hard-earned money disappear? Unsure if it's the right time to buy?
You're not alone. Many first-time buyers face this dilemma.

Today, we are going to share with you a guide, outlining when to buy or when to rent and strategies to ensure that you don’t lose money

Lets dive in.

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Here is what happen when you follow these guideline
Meet our client, Shafiq
Syafiq Zulkifli successfully buy 3 properties without capital with basic income of RM4000. He also manage to paid off his car debt in less than 12 month
Meet our client, Amira
Bought 2 properties without using capital. One of the properties that amira purchase gives a positive cashflow for RM1000 per month
Meet our client, William
William brought his first property at the age of 23 and within 12 months after becoming a client. His able to get RM100K cashback that can allow him to buy car or get married for free
Meet our client, Ismail Rasib
Ismail Rasib is Malaysian working in Singapore, purchased a 4-bedroom property through us and decided to rent out three of the rooms to the outsider.

Now, his home installment is covered by the monthly rental, and the best part is that he continues to generate a positive cash flow of approximately RM300 per month.
The reason why Shafiq, Amira, William, and Ismail manage to their first property with postive impact is because they understand the 3 secrets below. 

Rent Vs Buy: 50% Rule

Consider purchasing a property when your monthly rental covers more than 50% of the property's monthly installments.

Understand the cost to buy property

Ensure you have sufficient savings to buy a property and get ''Unfair Advantage'' deals, allowing you to buy property purchases without capital.

Buy property that meets 3 Criteria

Make sure that the the property that you want to buy have all these 3 criteria : Can Stay, Can Rent and Can Sell.  
Lets learn how Shafiq, Amira, William, and Ismail buy their first property
The first important questions:
When should you buy, or when you should rent
Buy
When your monthly rental exceeds the property's monthly installment by 50%, it is advisable to buy a property.
Rent
When your monthly rental is 50% less than the property's monthly installment, it is recommended to continue renting.
You can make a decision based on your current rental expenses. If you are paying more than 50% of the monthly installment, you may be missing out on the opportunity to own an asset with your current income.
This chart illustrates the monthly installment amounts based on the house prices.
With each additional RM 100,000 of the property price, the monthly installment incurred will increase by approximately RM 500.
Lets continue and dive into how much cost needed for you to buy a property
Now You Know That You Can Buy
Here are the cost for you to buy a property 
You need to have at least RM70,000 savings in order to buy one property from subsale or auction! 
BUT.. WAIT!
But there is a way for you to buy property without need to much savings.

Look at the property deals that we have as of today, these price advantage you wont find anywhere else

RM100,000 Cashback Above RM500 Cashflow

  • Nearby MRT and a mall

  • Completed property

  • Commission earner, foreign income, and business owner friendly

  • Starts from only RM480,000

Property Price Below RM290K

  • RM300 positive cashflow at best case scenario with up to RM120K cashback

  • Up to RM70K cashback with RM500 positive cashflow at the best-case scenario

  • Positive cash flow in the range of RM300 - RM900 excludes principle for the worst and best case scenario

Below RM400,000 In Dutamas Or Mont Kiara

  • RM120,000 cheaper.

  • Lowest price below RM400,000 per unit

  • Monthly cashflow above RM2,000 per month

  • Most two-bedroom units in this area are selling at an average of RM750,000, so we are purchasing at nearly a 50% discount. This is even cheaper than an auction!

With unfair advantage you can buy property without using any capital.
Here is what will you get when you have 'Unfair Advantage'
So, If you're considering buying a property, make sure that you have these advantages so you won't need to fork out your savings for the deposits.
'' I am still scared of making a big comitment. What if I lose money buying wrong property '' 
We understand your worry – the financial uncertainty, and making a long term commitment is not easy.

Please continue so you can know how can you buy property without losing money
Buying property is a big risk!
How to Ensure You Don't Lose Money When Buying Property
Can Stay
Conveniently situated in proximity to your key points of interest, including work, family, and social activities.
Can Rent
Rental transaction for that property can cover a minimum of 70% of your monthly installments
Can Sell
Make sure you buy that property at the cheapest and you don't overpay
Make sure the property that you buy meet this 3 criteria.

This will enable you to have multiple plans and alleviating concerns about making a long-term commitment.
That's it!
We have shared with you a guideline on when should you buy vs renting, how much cost will it take for you to buy a property, and how to buy property that will not lose money. 

Here are the summary :

Rent Vs Buy: 50% Rule

Consider purchasing a property when your monthly rental covers more than 50% of the property's monthly installments.

Understand the cost to buy property

Ensure you have sufficient savings to buy a property and get ''Unfair Advantage'' deals, allowing you to buy property purchases without capital.

Buy property that meets 3 Criteria

Make sure that the the property that you want to buy have all these 3 criteria : Can Stay, Can Rent and Can Sell.  
So, Whats Next? If you ready to take action.. continue reading
Here is how you can you can transform yourself from being a tenant to a landlord without using any capital
Get a personalized 1on1 session and Unfair Advantage digital course to discover step by step how can you easily own a property without any capital required with just RM299
GET UNFAIR ADVANTAGE COURSE
This Unfair Advantage Digital Course helps first-home buyers own their first property with little risk and no capital.

Buy property without capital using our Unfair Advantage

Discover ways that you can buy property without any capital, probably you will get paid for buying those properties. We’ll reveal the property deals that allow our clients to get positive cashflow and cashback for the past 15 years of experience

Personalize actionable plan in the next 3 to 12 months

Identify what property that you can or cannot buy based on your income. We will also provide you a personalized actionable plan that can help you increase savings, buy properties and improve your cashflow faster than you ever thought possible

Step-by-step guide to buying your first property

Our Unfair Advantage Digital course has all the lessons that you need to know you are equipped with a knowledge advantage and most importantly, you will never get scammed when buying a property.

How to spot good property deals that can potentially give you positive cashflow or cashback

We’ll reveal the undervalued property deals that have allowed our clients to get positive cash flow or cashback.

More than 29,000 of our clients choose FAR Capital to buy their properties, Here's What Our Clients Have To Say About Us…

“…it gives you deals that makes sense.”

FAR Capital not only get you the best deals, it gives you deals that makes sense.
Give FAR Cap a try, it may just be the best decision of your life.
Ronnie / Poh Ghim

“…I can see their life changes.”

I want to share what I get here so they can be a real man who give values to others. When I share the knowledge to others, I can see their life changes - their wife and kids are more grateful to them.
Dr. Irfan Rahman

“I have increased my income more than 50%”

What I learned is that how do I match up my skills to the industry. Now I have increased my income more than 50% - starting at RM3.5K to RM7K+ now.
Amirah Syazwani

“FAR Capital is an end-to-end ecosystem.”

For me FAR Cap is an end-to-end ecosystem. You can beautify, you can correct, you can restore your financial health in a legal way.
Ganesher Pillai

“I find that Faizul’s method is the best”

I’ve met a lot of sifus, but I compared their methods and I find that Faizul’s method is the best. Because in this world I only believe in two things, facts and figures.
Rafi

“They provide from A to Z guidance”

Faizul and the team provide from A to Z guidance from how to buy, what to buy, how you manage and how to make your property as your passive income.
Zhi Yang
GET UNFAIR ADVANTAGE COURSE
Money Back Guarantee
If your current earnings exceed RM3500 or your household income is more than RM5000,  we will formulate an actionable plan to to guide you from being a tenant to becoming a landlord without requiring any capital. Or take back your money.
*This money-back guarantee is not applicable to individuals with earnings lower than RM3500 or a household income lower than RM5000.
Take the Leap! Don't stay the same – become a smart property owner like Ismail.
Why make someone else richer when you can own your property without using any capital? Take action today.
Save Yourself Time of Trial & Error By Using Our Actionable Plan To Buy A Property with No Capital This Year!
With our courses, you will learn the fundamentals of property investment;
from how to buy, what to buy, and what to do after buying.

Unfair Advantage Digital Course

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Includes
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  • How To Buy First Property Without Lose Money
  • Getting Loan Approved in the Next 12 Months
  • How to Buy Cheap Property Deals
  • How To Buy Profitable Property For Foreigners
  • How To Reduce Debt By Half
  • How To Increase Salary in 12 Months
  • What To Do After Getting Your Property's Key
  • Ensuring Your Property Get Positive Cash Flow
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Combo Offer: Digital Course + Personal 1-on-1 Session

RM29900
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Save 83%
Full access + 1 Personal 1on1 Session
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Includes
  • More Savings, More Property, Better Cash Flow
  • How To Buy First Property Without Lose Money
  • Getting Loan Approved in the Next 12 Months
  • How to Buy Cheap Property Deals
  • How To Buy Profitable Property For Foreigners
  • How To Reduce Debt By Half
  • How To Increase Salary in 12 Months
  • What To Do After Getting Your Property's Key
  • Ensuring Your Property Get Positive Cash Flow
Features
  • 1x (1-on-1 Session)
  • Best Value
  • 6 Self-Paced Workshop
  • Financial Screening Report
  • Lifetime Access
  • Streaming HD Video
  • English Subtitles
  • Progress Tracking
  • Personalized Session
  • Customized Roadmap
  • Own Stay Property Deals
  • Own Stay Property Infopack
  • Weekly Live Sessions

Personal 1-on-1 Session

RM59900
RM999
Save 40%
Full Access
Includes
Features
  • Personalized Session
  • Customized Roadmap
  • Own Stay Property Deals
  • Own Stay Property Infopack
  • Investment Property Infopack
  • FB & WhatsApp Community
  • Weekly Live Sessions